The Power House Group
powered by Bre-Ahn Henderson
Thank you for considering us for your real estate needs!
We are honored to earn your business. Our team has been assisting clients with their real estate needs for the past four years. Our core values are transparency, efficiency , and accuracy. We know that having a real estate professional that has your best interest and that prioritizes integrity is important. That is what our team lead Bre-Ahn Henderson takes pride in as a second generation Realtor ; she has had the opportunity to be a student well before obtaining her real estate license as a personal assistant to Broker Toni Patillo a mulit-million dollar producing Broker in Los Angeles, California. Bre-Ahn was able to assist and witness what it took to manage a successful real estate business. She continues to use the tools and knowledge she gained as a personal assistant as well as continues her education to ensure she is an asset to every client she represents in thier real estate transactions.
Hi, Im Bre!
I am 27 years old and a proud boy mom of my 3 year old son. I was born in Houston and moved to Atlanta when I was 2 years old. So, its safe to say I'm from Atlanta. I graduated high school from Booker T. Washington in 2014. After, graduating high school I moved to California to be a personal assistant for my aunt Toni Patillo the Managing Broker of Keller Williams. After, I relocated back to Atlanta to begin my journey as a real estate agent.
I have a passion for making things simpler in others lives and real estate is the power house for me to be able to do that. I have made it my mission to find solutions for the affordability crisis that we are experiencing. I see so many giving up on homeownership and it saddens me.
On a daily basis I research untraditional ways for families to gain a piece of the real estate market. Things have changed so it just means we have to change the way we do things and it starts with knowledge and community. I look forward to assisting you, your family, and friends with all of your real estate goals.
Residential
Our team specializes in residential house placement and has grown a proven track record of guiding clients through seamless transactions. Whether you're looking for your secondary home, selling, or even leasing. We're here to help you find the perfect property that meets all of your needs.
First Time Home Buyer
We take pride in being there for first time home buyers every step of the way, and that's why we've created a guide to help you get started. As a first-time home buyer ou'll have access to our list of preferred lenders who offer multiple programs with excellent loan terms. For those interested in conventional, USDA, VA, or jumbo loans, we offer competitive interest rates.
Relocation
Whether you're looking to relocate to Georgia or selling your home to move elsewhere, we have the expertise to ensure a successful outcome. We take pride in our ability to make the transition seamless and stress-free, providing peace-of-mind and confidence throughout the process.
Common Questions
What are the cost to expect?
A buyer's "cash to close" varies depending on the desired home price, and closing cost to cover the transaction. To best prepare for the full cost of purchasing a home, we recommend saving around 6-7% of the total house price you are searching for.
There are various down payment assistance programs available for buyers with a credit score starting at 650+ and financing options beginning at 600+.
During your scheduled buyer's consultation, feels free to discuss all financial questions and options.
Student Loan Debt?
Starting in 2022, mortgage lenders have implemented a new relief to help ease the burden of student loan debt.
Lenders will only consider 0.5% of the total amount owed for student loans when determining eligibility for credit approval, with a few exceptions. If there's a payment plan in place, debt-to-income ratio comes into play.
As a buyer, it's important to be mindful of these changes and utilize them to your advantage. The burden of student loans can be overwhelming, but these new rules may provide some relief. Pursuing secondary education should be stepping stone to career advancement, not a stumbling block.
New Community - HOA?
HOA- or Home Owner Association, is an agency created and paid to manage the community with certain guidelines mentioned in the community covenants.
HOA fees are paid monthly/quarterly/yearly.
Although having an HOA may seem to be costly the management, these management companies usually cover a few home fees for owners.
My lease is up, how soon should I shop?
Review the current market to help estimate your options with closing; rather that purchasing a resale home or having additional time for new constructions.
Due to very selective inventory, you may want to start early-such as 6 months in advance, or latest, 3 months before desired move in day.
If we are purchasing with a partner, what options are there?
When financing a home purchase with 2 or more buyers, each buyer has to meet the same qualification with credit and financing.
If you are looking for both ownership within the property, feel free to discuss deed recording options during your consultation call.
Financing options for self-employed
Entrepreneurship is amazing! We have several programs available for self-employed buyers including traditional financing, with 1099s or 12 month bank statements, based on credit score of 660+, and 10% down.